Obtain tax returns & financial statements and onboard client to financial planning software.

•Living Balance Sheet

•NetX Investor

•Excel model

Build tax-sensitive asset allocation framework across qualified & non-qualified accounts.

•Equities

•Fixed income

•Private/ public

•Hedged/ structured

•Annuities

Identify gaps in protection and implement mitigation strategies.

•Life insurance

•Income replacement/ DI

•Long-term-care

•Home & Auto

•Umbrella

•Wills & trusts

Allocate income & cash strategically to align with short & long-term life events.

•Emergency cushion

•Home purchase

•Retirement planning

•Education savings

•Starting a business